As an Assistant Credit Manager, you will be engaged in evaluating and assessing credit proposals from the bank's front office while analyzing the financial condition and creditworthiness of clients. This role involves conducting detailed financial analyses, including balance sheets, profit and loss statements, and cash flow forecasts of large corporate accounts (also conglomerates) to identify risks and recommend mitigation strategies. In addition, you will monitor guarantees, collateral, and other security instruments, regularly review credit limits, and ensure compliance with credit policies.

Key duties include preparing analytical materials and reports for the Credit Committee, conducting credit portfolio reviews, managing credit product quality categories, and setting up provisions. The role requires expertise in financial forecasting, statement recasting, and the preparation of comprehensive credit assessment reports. Strong skills in operating credit-related systems and conducting financial and economic analysis are essential. The Credit Manager will also participate in reviewing and updating the bank's credit policy and support the Head or Deputy Head of the Risk Department with assigned tasks.

Qualifications

• Bachelor’s or Master’s degree in Accountancy, Finance, Economics, or related field.
• Extensive knowledge of commercial banking processes.
• Minimum of 3 years of experience in corporate loan assessment and analysis in the corporate banking (preferred) or commercial banking sector.
• Professional certifications such as CPA, CFA, or FRM are highly advantageous.
• Proficiency in financial and economic analysis, and credit assessment report writing.
• Strong communication skills, good judgment, and ethical standards.

Similar Roles in the Market

• Credit Analyst
• Credit Specialist

Basic Salary Range

• Php 45,000.00-Php 60,000.00 per month
• Guaranteed pay and other benefits shall be discussed during job offer

Please refer to job description.